Credit Card Casinos in New Zealand

Introduction to Credit Card Casinos in New Zealand

For most people, credit card casinos are the preferred choice for online gambling. More than 2.7 million people in New Zealand own a credit card, with the most common ones including American Express, Visa, MasterCard, Diners Club, and Bankcard.

Therefore, apart from security, credit card gambling comes with a great degree of convenience. So, if you are new to the online gambling world, one question that pops up right away would be which is the best online casino credit card?

Thankfully, reliable online casinos always offer credit cards as one of their payment methods, so we will walk you through the best sites and what you need to know about them. Let’s get started!

How do Credit Card Casinos Work?

If you were thinking and worrying that credit card casinos in New Zealand are complicated and different from what you are used to, then we are here to wash off those concerns.

Credit card online casinos work pretty much the same as any other casino you will find on our website, with one small difference – the implementation of various credit cards among the payment methods. Some sites focus only on offering Visa and MasterCard, while others have a more localised approach and offer the likes of American Express.

Regardless of the online casino, you can rest assured that all your transactions with credit cards are secured with SSL encryption protocols that protect your sensitive data.

As for the regulators, the situation here gets a bit more complicated. The list of quality casinos with credit cards is a bit shortened due to the fact that the UK Gambling Commission has imposed a ban on credit card gambling.

As such, the online gambling legislation in New Zealand is such that you must seek offshore operators for playing online casino games. Since the UKGC is out of the equation, we mostly found operators licenced by the Malta Gaming Authority and Curacao that accept Kiwis as their registered players.

Deposits and Withdrawals at Credit Card Casinos

We briefly covered the depositing process at credit card casinos, so here, we would just like to mention that there are no fees with deposits and that all such transactions occur instantly, regardless of the casino you choose.

A side note here would be that not every bank in the world allows for casino deposits and withdrawals with their credit cards. This is something that varies from one bank institution to another, so you have to check this before you start playing.

If you are all clear about making withdrawals with your credit card, then you can just follow the next few steps to do so:

•       Log in to your casino account
•       Go to the Cashier section and choose Withdraw
•       Choose your credit card and enter the card details
•       Provide the sum you want to withdraw (note that each casino has different minimum and maximum limits for all transactions)
•       Confirm the withdrawal request

Payout Times and Fees

Some online casinos charge a small fee for each credit card withdrawal, so that is something you need to check prior to registering. You can find such information on the casino’s general terms and conditions page, or you can simply contact the support team and ask directly.

In addition, the average withdrawal speed of credit card casinos in New Zealand is 3-5 working days, so they are a bit slower than e-wallet or crypto casinos. Nevertheless, you can rest assured that whichever credit card you choose, your transactions are secure.

Bonuses at Credit Card Casinos in New Zealand

As mentioned above, the best online casino credit card sites offer players a bonus for every stage of their gambling adventure. We know that ongoing promotions can be more than helpful in your quest for a profit.

As such, we put great effort into finding the best online casino promotions at credit card sites, and we were quite surprised to see how innovative operators are. Almost every casino has a set of interesting and unique promotions, but here, we will just take a look at the most common ones.

Welcome Bonuses

Your online gambling journey at credit card casinos on our list always starts with a welcome bonus. The type of bonus can vary, of course, but we noticed that usually casinos incentivize players to register with a deposit match bonus coupled with a free spins package.

The terms and conditions for welcome bonuses can be quite extensive, but note that you will be eligible to claim the bonus only after you make your credit card deposit. In addition, you won’t be able to use the welcome bonus in conjunction with another offer.

Free Spins

Moving on, free spins are yet another very common promotion that you are likely to encounter at any site we recommended above. Free spins can be quite a nice addition to your online pokie gambling adventure, as they allow you to win real money without wagering your own.

Free spins will always have eligible games and wagering requirements attached to their winnings. Additionally, free spins can act as a standalone promotion, be coupled with a deposit match bonus, or you can see them being among the top prizes for a certain casino tournament.

Regardless of how and when you get them, we strongly believe that free spins can be more than helpful and harmless in your gambling journey.

Cashback Bonuses

Cashback bonuses are another no-deposit bonus offer that is frequently found in the best credit cards for casino NZ sites. As online gambling is an activity that sees you rely mainly on luck, it is only natural to run out of it at some point.

When you eventually do so, it would be nice for the casino to show that it appreciates your loyalty and rewards you with an offer. Cashback incentives are the most common ones in that sense, and their structure means that you can retrieve some of your losses over a certain period.

Usually, cashbacks are weekly offers, and you will need to satisfy a minimum loss or deposit criteria to be eligible for such an offer.

Reload Bonuses

Reload bonuses work very similarly to the deposit welcome bonuses that you get when you sign up. There are some notable differences, though.

First off, only the more experienced players will be able to claim reload bonuses, so you can utilise such an offer only after being done with the welcome package.

Furthermore, as reload bonuses are a reward for your loyalty, their terms and conditions are not that restrictive. Compared to welcome bonuses, reload promotions tend to have much smaller wagering requirements, so you will have less trouble completing them.

High Roller Bonuses

At last, we have a special bonus offer that only the ones who spend the most real money at an online casino get – a high roller bonus. High roller bonuses don’t have much of a different structure from the already-mentioned offers, but everything about these bonuses is much bigger.

For example, the minimum deposit amount is inevitably higher, the wagering requirements are higher as well, you won’t have as much time to use the bonus, and so on.

Checklist Before You Choose A Credit Card Casino

We know that not every casino with credit cards that we recommend is best suited for all our readers. Different players have different preferences, and even though we try to find suitable sites for all players, we know that there are always differences.

For that reason, we can at least go over a few important aspects that you need to pay attention to when choosing the right credit card casino in NZ:

• Fair bonuses: Every player has a different perspective on what fair bonuses will represent, so you must check this. Here, we mainly mean that you need to pay close attention to the wagering requirements and see whether they match your gambling habits.
• Deposit & Withdrawal Limit: Even though you will be able to use a credit card for gambling, not every casino has the same deposit and withdrawal limits. Some casinos are more on the high-roller side, and if you are a casual gamer, you should avoid them at all costs.
• Game library: Sure, our suggested credit card casinos have rich game libraries, but not all are the same. Some casinos have thousands of pokies; others focus on live dealer games more, etc. So, choose your casino based on your taste in games.

Alternative Payment Methods at Credit Card Casinos

As seen above, one of the biggest advantages credit card casinos in New Zealand hold is that they seek to satisfy a wider audience by offering several other payment methods. From cryptocurrencies to e-wallets, let’s take a look at the most common credit card alternatives:

•     Cryptocurrencies: Ethereum, Litecoin, and Bitcoin deserve a mention when speaking about reliable payment methods. Due to their decentralised nature, cryptocurrencies offer you the luxury of fast, anonymous, and extremely cheap transactions.
•     MiFinity: An e-wallet that empowers you to send and receive money online, and is one of the most used payment methods in New Zealand. The fees are super-low and withdrawals are much faster than credit cards.
•       Siru: A mobile payment method that sees your funds deducted from your monthly phone bill balance. This is a payment method that is currently available in countries in Europe, but it is just a matter of time before we see it in New Zealand as well.
•       Google Pay: If you have an Android phone and gamble strictly with it, then Google Pay may be your most convenient option. You can pay with it at all supported online casinos, and all users can link their credit card to their Google Pay account. This is a payment method that is not available for withdrawals.
•       Apple Pay: Similar to Google Pay, Apple Pay is Apple’s mobile wallet. You can use this payment option to fund your online casino account, but note that it is also not available for withdrawals.
•       MuchBetter: A digital wallet and a card—all at one! This speaks enough about MuchBetter’s versatility, so you won’t do much wrong with choosing it as your payment method. MuchBetter has announced that it will soon launch wearables as well!
•       Neosurf: If you want a prepaid payment method to protect your privacy, then Neosurf is your ideal pick! This is one of the most used payment methods for gambling, but one that is not available for withdrawals.

Credit Card Casinos – A Safe Heaven For Online Gambling

All in all, we can wrap up this review by saying that credit cards are arguably the most convenient way for you to make deposits and withdrawals at online casinos.

The only minor drawback that we could see is that credit card withdrawals can take up to 5 days to reach your account.  As long as you gamble responsibly and choose credit card casinos from our list, you can enjoy a seamless gambling journey packed with tonnes of rewarding bonuses!